© NJM Insurance Group. Coverages and discounts are subject to policy terms; limits, exclusions and deductibles apply. Applicants must meet membership eligibility requirements, which can be found at www.njm.com. Coverage provided and underwritten by NJM Insurance Company and its affiliates: 301 Sullivan Way, West Trenton, NJ 08628.
NJM shares positive financial results with its policyholders in the form of dividends. For this reason, the payment of a dividend is not guaranteed.
+Estimate based on minimum $750 deductible and coverage limits including $25,000 in personal property, $100,000 in liability and $1,000 for medical payments to others. Premium is affected by coverage choices, underwriting guidelines and other factors. Acceptance criteria applies. Coverage is not effective until specified by NJM.
*Percentage is based upon a comparison of the average NJM premium with the average statewide premiums as reported by the New Jersey Department of Banking and Insurance.